Survival Insurance

All of our adult lives we insure ourselves. We pay for car insurance, home insurance, life, health, dental and vision insurance. We spend a lot of money on insurance, usually with very little return compared to what we spend on it. Why do we do this? To protect ourselves of course. To protect ourselves, our families and our way of life.

Yet, when it comes to preparing for potential disaster or societal collapse, most people don’t. Most people do not feel the need to insure their own survival should the world, as we know it, end. This is a dangerous attitude to have. The government is not going to be able to help us on a large scale. Remember the Gulf Coast states in the wake of Katrina? Despite the lessons learned then, if it happened again tomorrow, we would see the same level of assistance, or lack thereof.

Consider all of the instability that we have in the world today. Political instability, economic instability, climate instability and geological instability pose real threats. Throw in the threat of a large scale terrorist attack such as a dirty bomb, EMP or, God forbid, a full scale military attack on U.S. soil and the outlook for us becomes pretty bleak. Granted, none of these bad incidents may ever occur, but are you willing to bet your life and the lives of your family on it? I’m not. I also don’t expect my house to catch on fire, but it could. The potential is reasonable enough that I continue to pay my homeowner’s insurance. And that’s why we prep. The potential for disaster is reasonable enough that we should all be prepping. Consider it “Survival Insurance”. Any large disaster has the potential to cut off our food supply, water supply, power and access to assistance. You and your family need to be prepared to feed, water and protect yourselves.

We know firsthand that the thought of prepping in anticipation of becoming mostly self-sufficient is extremely overwhelming. Start small. The first thing we did was to prepare 72-hour packs to keep in our cars. That way, should we not be at home in the event of a disaster, we won’t be caught empty handed. Next we are preparing to be able to feed, water and protect ourselves should we need to shelter in place for one week. We are also planning our bug-out bags in case we can’t stay at home. Once we are prepared for one week, we expand that to one month, then three months, then six. You see the pattern. We are also learning new skills such as canning food and growing a garden. The more survival skills you have also increases your value in the communities that will form in the aftermath of a societal collapse.

As you see, prepping doesn’t have to be overwhelming. A little here and a little there adds up quicker than you might think. There are also tons of free resources online and at your local library to help you. So no more excuses. Get to it. You insure your car, now insure your future. Insure that you survive!

S & S B. NC

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Comments

Very well versed - Vote #1

Vote #2 - You almost have me sold!

I may have to look into this preppers you speak of - Vote #3

Call me! I worry about you and your Mom and the rest of the little ones down there in hurricane country. We should talk. :)

I mean to say prepping - Vote #4

And one for good measure - Vote #5

Never thought of it this way but it makes perfect sense.

Gets my vote

And my other vote

Vote yes love it!!

Things that make you go hmmmm!

Never thought to have a pack in the car.

Very well written! Makes me think about it....

My vote #1

Shew- just thinking of all the stuff we would need makes me sweat!

Not sure we would make very good survivors- I don't wanna eat bugs!

Bethany - preparing now means no bugs later! :)

My vote #2

My vote #3

Well if I die- I'll be going to heaven- so it'll be all good :)

My vote # 4

My vote #5!!!!!

Agree

The idea of having a survival pack you carry in your car is a very good thought.

vote #5...very good

I always seem to use my debit card and hardly ever have any cash on me. If there was an incident and the banks were gone (like Katrina), I would need to have cash when traveling to get gas or any other essentials I might need. Got me thinking....

I carry water in my trunk so I can have it for work or whenever. I need to make sure I keep that stocked at all times.

Very good ideas and well thought out.

I vote for this entry

That's great idea.

That's one way to look at it.

Survival insurance, I think we all need that.

Little at a time... I could do that.

I Don't think Americans think about this. They should.

Great article! Gets my vote especially after the dream my 16 year old daughter had yesterday about something happening in the economy (not a collapse) and how scary my small town neighborhood turned in 1 weeks time.

Well said! We insure everything else, we need to insure our survival too.

You guys are the smartest people I know!

I know I laugh and joke around a lot, but this is actually a good idea!

Why does this thing keep saying my comment is awaiting moderation? This is a great idea.

I'm moving in with you guys when and if we have a disaster and I live through it. :)

Prepping is smart and I think we should get started doing the same!

Great story. I think I'll try to follow his example.

very good....

Vote #1

Vote #2

Vote #3

Vote #4

Vote #5

Go mom and dad!

Preppin is a lifestyle.

#3

I know we are at least putting a good foot forward on surviving during any epidemics.

#5

You have my vote :)

I like #79 because instead of frightening already frightened people such as myself, SB provides a logical, common-sense approach. The steps are simple and do-able for just about anyone, and practical too, as opposed to "Convert all your assets to gold right now! Build a bunker! Dig up your Confederate great-great-great-great Grandfather's canon! Go into hiding!"
This one gets my vote.

SHD

Thanks, SHD! And it's a process. The more prepared you are, the less frightening it is. Start small. It's not hard, and you will appreciate the peace of mind that comes with it. :)

Thanks for the ideas on how to start, beacuse I am definitely not prepared. You have my vote!

Great point!

You have my vote! :-)

Gets me really thinking about prepping myself...

I know who to come to for more info!!

I'll come over and help can and weed and the garden!! :-) Count me in!!

Vote #2!!

I've always wanted a garden of fresh veggies, so once you get the hang of it maybe you can give me some tips.

Here's #4!

Last, but not least...GOOD LUCK, you guys deserve it!!

Good ideas. Hope you win!

Vote #1

Vote #2

Vote #3

Vote #4

Vote #5. Awesome. You should write professionally. :P

Great article!

#2

#3

#4

#5

You have my vote!!!! I will be heading to your house!

Good Luck!

After this weekend's storms in the midwest, I'm going to get ready!

LOVE IT..... sit can also work when the Zombies take over :o) But seriously these are some very good points and is somehting people should really take serioulsy. In this day and age you have to be ready for the unexpected. you have my vote for sure! The Freemans will help with the garden. We have a full garden every year.

I have already started too!!

We have a large garden and plan on canning!!

I am glad that you wrote this essay for others to see! People need to be ready!!

i have started on my second car kit!

keep up the good work!!

Now that I'll be moving into a house, I can have a garden, too! Too bad that I can't eat vegetables, though.

You have my vote

Great article!

Useful information

Good thoughts on being prepared

A little at a time is a good idea.

Great Job!! Love it

Very intersting and makes you really stop and think.

Very good job! hope you win!!!

winners, winners, winners

Survival Insurance is one of the best ideals I have heard of!!! Hope you are winners!!! Good Luck!!!

You know how I feel... go for it!

got to win, or Suzy will never stop whining.... Great article though.

great

Been trying to explain insurance to folks for 20 years, some will never get it.

We're moving in with ya'll...

Great Article.

love it

great job

best idea yet

good job

hope I don't get hungry

I'm comming to your house.

can I bring my cat to your house too?

I'M TRYING IT DOESN'T LIKE ME

SOUNDS LIKE A PLAN

REALLY SOMETHING TO THINK ABOUT

GOOD JOB ON THE ARTICLE

GOOD LUCK

I GUESS I NEED TO START PACKING

Thanks for the wake-up call that doesn't make me hide under the covers!

feel free to adopt me when the time comes.

you can kick andy and tim out :)

don't forget to pack hedgehog food and kitten food for when we come.

vote 4

vote 5

Great advice

Good job!

Things that make you go hmmmm.....

You got my votes, my friend!

So glad to hear that you are planning to take care of your family if case of a disaster...I know I will be there.

Great Essay

Great Job!

Well said ~ point taken!

Can you come plow my Garden? My husband is out of town to much and I don't know how to do it on my own. Better yet, can me and the boys come eat out of you and Suzy's rations? Please?

We'll just move in with you guys lol who doesn't love babies???

I hope you two win. I know you have been taking huge strides to plan for your future and any disasters. Your a great couple!!!

You get my vote

My oldest doesn't hardly eat much

my youngest will eat anything that doesn't eat him first so we'll have to keep him away from the food

Good luck prepping :) this was a great essay

Good Job Guys!

Great idea and useful.

#1

#2

Still have that land you may need. Even has electric fencing.

#3

#4

Of course you will take me under your wing for protection.

#5

Great job!!!

Good job!

Always knew you had a good head on you.

Some good points here.

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