Essential Oils 101

Essential oils are heavenly in a warm bath

So, what is all of this stuff  and hooey about essential oils? Are they just another quack medicine? Do they really serve any real purpose? How in the world do you decide which fluffy named oil to purchase? Do I choose the one named “My Life” or “Love Life”? How do you use it?  What are the side effects?  Can you overdose on it? Will it stain my clothes? Can I use them on my cat named Fluffy who’s stresses out every time I leave the house? Is it addictive? (more…)

Should You Go To a Hospital Amidst a Crisis?

 

hospitalFrequently when the term “emergency” is used, it is usually connected to a visit to the hospital.  In the event of an earthquake, terrorist attack, or pandemic one can expect the hospitals to be taxed greater than 600% of what they are equipped to handle. Ironically, any time you have a situation in which there are more patients than a hospital is equipped to handle, you’re faced with a sub-crisis within your crisis. Today I wanted to give you some real numbers and some real facets to consider with regard to a hospital’s ability to respond in a disaster.

Foreclosure

Foreclosure Crisis—Part II

Today’s article is part 2 of the article which was posted yesterday:

The Foreclosure Crisis and What It Means to You.”

ForeclosureSo to recap: Mortgage terms are approved for so long (15, 30, or even 40  years) because they are assets on the banks’ books—assets which give them the power to lend eight times the amount of that asset. Yes, this means that the mortgage companies are making money on air—nothing new if you’ve been reading my previous articles on Financial Preparedness

The California Water Crisis

Every once in a while it’s good to bring the “what if” scenarios a little closer to home. Sometimes an emergency doesn’t need to be brought on by Mother Nature, or a major financial collapse. Sometimes it can be brought to the forefront by a lack of common sense. So today I thought I’d share this clip with you regarding a very real, man-made water crisis in California. This is indeed a man-made disaster. But it is real nonetheless, with real consequences, dire in nature. It gives us just one more reason to remind us that we need to be prepared with appropriate stores of food, water, and financial strength.